Testimonials

Client Success Stories

"I just want to thank you for all you did to help in the refinancing of our loan... Everyone ... went out of their way to accommodate us and make the closing process a positive experience. I would highly recommend your company to anyone who is in need of mortgage financing. Your staff is very professional and courteous and provided superior quality service."

Ginny and Steve Fahey

"It was a very pleasing process and end result."

Brock and Mandy Allender

"... We have obtained their services thrice, and all 3 times the process was quick and easy. (Lowest Rate) was very knowledgeable ... We highly recommend them to all of our friends for mortgage needs."

Rodney and Darlette Billingsley

"... We refinanced both our home and rental home without going to their office. ... Thank you."

Marc and Molly Miller

"Your company ... was extremely helpful in the home-buying process. When I bought my house, I only had three weeks to close. I was worried the contract would expire, but you made it happen on time. I was so impressed with the service that I was eager to let you handle my refinance two years later."

Rucker Betty

"... They worked with us to lower or interest rate, cut our term from 30 to 15 years, and kept our payments virtually the same. The savings is incredible, and all of this was shown to us without leaving the house. The service was outstanding, and not only do we highly recommend them to anyone looking to save money, but plan to use them for all our future mortgage needs."

Jim and Laura Hooper

"... I had been looking to save money and was not sure who to call... It was comforting to work with a local company who cared ..."

Chris and Ginny Clunan

"You guys are great! Thank you very much."

Sam Rodriguez

"... I had complete confidence in their pledge to get us the best loan and rate."

Dana DePeƱa

"In the past three years we have worked with (Lowest Rate) for buying our second home and then refinancing twice. The process is always easy and enjoyable, not to mention the unbelievable amount of money we have saved... Even when we forgot about a second mortgage we had, they came through and walked us through the changes we needed to make to ensure our refinance went through as planned."

Leslie and Charlie Irwin

"Overall excellent service with personal attention to details. Whenever discrepancies arose, they were always addressed and resolved in a timely fashion."

Steve and Cindy Santi

"... very personable and professional and prompt... made this entire process easy. We would not hesitate to use them again. (They) went beyond the norm... We cannot say enough good... We felt we received the best rate at the lowest cost."

Marvin and Cheri Harness

"(Lowest Rate) is a company you want to do business with. They take the time to make sure you are comfortable and give the utmost respect. Give them a try; you won't be disappointed."

Daniel and Janice Dillard

"Very good. We were completely satisfied with you all."

Larry and Brenda Darnell

"Excellent!"

Gary and Glenda Mahoney

"Excellent rates, professional service, reliable, courteous, and friendly."

David Grimes

"Thank you, ..., for all your help."

Robin and Julie Combs

"It was an easy loan process with a competitive rate. If all aspects of buying a house could be this easy, buying a house would be much less of a hassle."

Jeff and Lori Buck

"Everything was straightforward, clear and concise, and timely. No pressure, just facts and figures that lead to a sound financial decision to change from a 30-year mortgage to a 15-year mortgage and at a lower interest rate that will save thousands of dollars over the life of the mortgage."

Bob and Terry Butts

"Quick, convenient, and affordable."

Howard and Martha Taube

"We contacted them one afternoon inquiring about a loan. They gave us the figures later that day. We discussed it and decided to take the loan with your company. From that moment on, you took care of everything and gave us the date of closing -- which was done first class. Thanks ..., we got one of the lowest rates ever!"

David and Bonnie Torrence

"They remained in contact after finalizing the loan and were prompt and efficient."

Dewey Powell

"It was a very pleasant experience. You were very helpful in all areas in getting a loan for us and the best rates. I would recommend you to anyone looking for a mortgage."

William and Freda Chasteen

"We were very pleased with the professional services ..."

Matt and Courtney Givens

"...very convenient and friendly..."

Ed and Susie Stephens

"... The process went smooth and everything was the way he said it would be."

Wanda Coleman

"We liked everything about them."

Jeff and Pamela Duckworth

"Small - names you know...no corporate mess..."

Pat and Keely McGrath

"... promptness, ease of format,... Liked rates."

Dr. and Mrs. Bramlette

"Pleasant, efficient..."

Michael Whittle

really liked the personal service provided... They did the unusual- they did what they said they would do when they said they would do it..."

David Preston

" ... very knowledgeable. They did the work for me and got me the best rate..."

Mike Cottingham

"...(Lowest Rate) made the process Easy. Period..."

Michael and Linda Lee

"...Financial really came through. Everything worked the way they said it would..."

Phillip and Holly Davis

"...(Lowest Rate) did a good job. They made it more eas(ier) than other companies I have worked with in the past..."

Tim Templeton

"... top-notched and first-class! They were extremely helpful and professional in their service. We were put completely at ease during the process and have complete trust and confidence in (Lowest Rate)..."

Bob and Joanne Upton

"... They immediately gave us the figures. We dicussed it and decided to do a loan with them. From that moment on, they took care of everything and gave us the date on closing - which was done first class. Thanks ...we got one of the lowest rates ever!..."

David and Bonnie Torrence

"... We felt very confident in that he knew what he was doing. He put us at ease..."

Wayne and Barbara Groves

"We were very satisfied."

James and Harriette Sullivan

"(Lowest Rate was) quick. (I liked) their honesty. There were no problems with (Lowest Rate)."

James and Tammy Stubblefield

"Thanks again for all your help. It's been a pleasure."

Rob Darr

"Great customer service!"

Eric Reeves

"... saved us a lot of money and got it closed in less than 2 weeks- 4 days before my second child was due! We love (Lowest Rate)!"

Kim and Kenny Dedmon

"... a pleasure to deal with."

Kevin and April Huffines

"We continue to be satisfied with your service and please feel free to use us as a reference."

Bob and Evelyn Sylar

"(Not only did) they offer us a better mortgage rate, (but they) were very polite and helpful".

Teddy and Lisa Wilson

"(I really appreciated) the communication"

Kevin Huffines

"Of the three closings I've done, this was the smoothest...and I appreciate your service to our family "

James and Vonnie Thomason

"I have used them many times because of the excellent rates and service"

Calvin and Susan Burrichter
Brentwood, TN

"Thanks to all of you. This has gone very smoothly and I appreciate your help. If I have the opportunity, I will certainly recommend your entire group... they all did a great job."

Edie Rimas

"What we liked ... can be summed up with one word: EASE. We would rate their efficiency and speed as excellent. We were referred by a friend and I would in turn do the same."

James and Lynda Ragsdale
Franklin TN

"What was best about (Lowest Rate) was the good communication and their fast service. I've had a great experience ..., they did a great job."

Shimal Omer

"We chose (Lowest Rate) as our mortgage consultant because they gave us the best rate. What we liked best about their services was their efficiency, promptness and the final closing. We would recommend (Lowest Rate) to any of our friends or relatives"

Nina and Donald Sullivan

"What I loved ... was that I didn't have to gather any paper work, (they) had everything all put together. They put me at ease. The efficiency and speed were excellent."

Mark Feasel
Murfreesboro TN

"If more businesses were as caring and efficient as you folks are, it would not be such a "jungle" out there! Managing finances is such a HUGE part of family life and can be devastating if not done well. It is so comforting to know that I can trust someone out there to help me with all of this. God bless you!"

Tracy Edison

"We... had a wonderful experience with the company. We were put at ease and made comfortable during the whole process."

Veronica Potter and Angelina Majors

"... closed strong and that was extremely important to me. I had a great experience start to finish. ... earned my trust and respect through this whole transaction...will now have all my business, I could not be more pleased."

Katina Burchfield

"... couldn't have done a better job. Their service was great and I'm very happy with my experience with them."

JW Owens

"Thanks for being concerned about getting me exactly what I asked for."

Michael Biggs

"Now that things are starting to settle down a bit, I wanted to take the time to personally thank you for the great home loan experience. I appreciated the ease of this entire process. As I told you a couple of months ago, one of the most important things you could do for me was to "finish strong". You and your company far exceeded my expectations. Your house-warming gift was icing on the cake (and well used by the way). Thanks again for another positive experience with your company."

Katina Burchfield

"Thank you very much. I appreciate your work and your professionalism with this transaction!!!"

Steve Miller

"What I liked best ... is their honesty and the fact that I think they gave me the best deal that they possibly could."

Paul McGaughy

"I have no complaints. You guys do a great job !!! I look forward to more transactions in the future."

Gregg Brackenbury

"Thank you!! and thank you so much for all your help during this process! And thanks for the awesome gift basket!!!!! Not much longer and I will be safe in my new town home!! Thanks again!"

Sylvia Jones

"I chose (Lowest Rate) because they were willing to work with us on refinancing of investment property. They were knowledgeable and even helped look at my whole financial situation."

Josh Wilson

"Thank you again for all your help... You are all awesome... Never have I had a smoother home loan..."

Katrina Miller

"... have nothing but high praises for you all. You have been so helpful through all this. I will pass your name on to friends and family. I hope you and your family have a great rest of the year and happy holidays. And again, thank you, thank you, thank you!!!"

Jimmy Bonner

"Just wanted to say 'thank you' for excellent service with my mortgage and closing. I appreciate your acting on short notice and coming up with a very good rate and plan for my needs. ... I will refer anyone that I know to you. Again, many thanks!"

Hillary Kanter

"Thank you for making the purchase of our new home easy. Heather and I will be recommending you every opportunity we get. Hope you and your family have a wonderful Holiday Season!"

Bobby Young

"I wanted to say thanks again for pulling everything together in time. Everything went smoothly today. Your efforts have really made a tremendous difference in my re-fi process. I hope I can put it on auto pilot for a little while now."

Rob Sipos

"You guys are AWESOME!! Thanks so much for all the hard work."

Richard and Rachel Deppisch

"Thanks for all your help and getting us the excellent rate. I will continue to use in the future and also send you referrals when I can. Thanks so much."

Melissa Woods

"I've enjoyed working with you and your team. I'll recommend your services to others."

Clint Head